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These ranked officials are promoted based on their maturity and ability to handle situations.

They will follow through on enforcing these rules at their own interpretation of the rules.

The ranks of OSRS Advice reserve the right to kick members at their own discretion.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.

Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.